Protecting Borrowers' Rights & Financial Freedom, Defending Dignity.
Restoring Justice and Empowering every Credit Borrower.
SURYASHAKTHI FOUNDATION is an NGO, Registered Non-Profit Organization under Section 8 of the Companies Act, 2013, committed to social justice, financial inclusion, and restoring dignity to borrowers.Fighting for Justice, Transparency and Financial Inclusion for Millions of Credit Borrowers across India.
We are India’s first and only NGO leading the legal, social, and systemic battle to defend credit borrowers from harassment, vilification, and digital discrimination by banks, NBFCs, recovery agents, and credit bureaus. We are committed to protecting the legal and fundamental rights of individuals who have borrowed credit but face unfair treatment, discrimination, and humiliation in the banking and financial ecosystem.
We have started a National Movement to Protect Borrowers’ Rights and Challenge abuses in the Banking & Financial ecosystem in the country and to end harassment by banks, credit bureaus, and fintech lenders. We challenge illegal practices through legal action, policy reform, and public awareness.
We work at the intersection of Legal aid, financial justice, policy advocacy, and public awareness, with a mission to restore dignity, provide legal recourse, and promote transparency in the credit and financial systems.
Legal Activism
We fight for borrowers in India’s highest courts – challenging misuse of SARFASI, CICR and privacy laws.
Public Advocacy
From viral campaigns to media exposes, we shine light on what other want to keep hidden
Policy reforms
Reach backend petitions and PILs aim to project consumers rights and rein in unchecked finical powers
Legal Protection
For borrowers who default due to genuine harsship
Dignity and Respect
For struggling Entrepreneur's and Families
Privacy & Data protection
From Credit bureaus, banks and digital platforms
System Reforms
Of SARFAESI, DRT, Credit Scoring & Collection practices
Awareness and Education
About borrowers right and remideis
Community Support and Rehabilitation for Borrowers
Our Flagship Initiative: JUSTICE FOR CREDIT BORROWERS
India’s Boldest Citizen-Led Movement to End Financial Bullying and Restore Borrower Dignity. We’re uniting voices, changing laws, and taking a stand against coercive recovery tactics and reckless data sharing.
Founded by Surya Prakash, a relentless Public Interest Litigator and borrower rights advocate, this movement is India’s first and only national-level initiative dedicated to fighting financial injustice head-on.
In a country where genuine credit borrowers are crushed under the weight of systemic indifference, Justice for Credit Borrowers stands as a fearless, grassroots campaign demanding reform, accountability, and dignity.
“Default is not a crime. Circumstances beyond control should not destroy your life.” – Surya Prakash, Founder
Justice for Credit Borrowers is not just a campaign — it’s a people-powered revolution against the growing epidemic of coercive recoveries, data exploitation, and financial dehumanization.
Justice for Credit Borrowers is our nationally recognized flagship initiative—a grassroots movement that puts people before profit and challenges systemic injustice in the credit ecosystem. This is a Citizen-Led Campaign for Dignity, Fairness, and Reform.
We challenge the narrative that borrowers are criminals. We confront banks, fintech companies, and credit bureaus that use technology to harass, shame, and exclude vulnerable individuals from the financial system
When the system silences the suffering of genuine borrowers, we raise our voice through facts, law, and justice. We are challenging unlawful practices in the Courts and public discourse.
For more details, please visit: www.justiceforcreditborrowers.com.
Our Mission: Change the System, Not the Story
We work tirelessly to:
- Confront exploitative practices by banks, fintech lenders, NBFCs, and credit bureaus
- Initiate Public Interest Litigations (PILs) and class-action lawsuits to tackle institutional abuse
- Expose mass data breaches, discriminatory algorithms, and violations of financial privacy
- Support borrowers facing harassment, defamation, or exclusion due to debt distress
Through bold legal action, relentless advocacy, and national awareness, we aim to:
- Challenge Unjust Practices Expose and hold accountable the coercive, unethical methods used by financial institutions that target vulnerable borrowers.
- File Strategic PILs & Legal Actions Launch landmark cases that confront oppressive laws and demand structural reforms—shaping policy through the courts.
- Unmask Digital Injustice Investigate financial surveillance, AI-driven bias, and the unauthorized profiling of borrowers by credit scoring systems and digital lenders.
- Speak for the Silenced Defend borrowers subjected to social shaming, public naming, illegal recovery tactics, and humiliation—restoring their voice and dignity.
- Build a National Movement Mobilize citizens, legal experts, and civil society to demand fairness, transparency, and respect in lending and recovery systems across India.
How We Empower Borrowers
Suryashakthi Foundation, whose initiative is Justice for Credit Borrowers delivers real-time support, knowledge, and action:
Legal Aid & Borrower Rights Advisory
We offer legal support, documentation guidance, and direct intervention in cases of harassment and coercion.
Borrower Awareness & Capacity Building
Our training programs educate borrowers on their rights, responsibilities, and how to fight back legally and ethically.
Ground breaking Research & Publications
We uncover hidden truths about the financial system with powerful publications not found anywhere else in the world.
Helpline & Case Documentation
We run a support line to guide borrowers and document cases for legal and public action.
Policy Advocacy & Strategic Litigation
We fight in High Courts and the Supreme Court to reshape policies and restore dignity to over 100 crore Indian citizens affected by financial injustice.
Why This Matters
India’s financial ecosystem has turned cold and corporate. Borrowers are treated as data points, not human beings. A failed business, job loss, or medical emergency should not sentence a person to lifelong shame or exclusion.
Suryashakthi Foundation, whose initiative is Justice for Credit Borrowers is rewriting this narrative — turning silence into strength, despair into dignity, and injustice into reform.
How You Can Join the Movement?
Your involvement is crucial to our success. Together, we can build a more just and equitable financial system for all. Suryashakthi Foundation invites you to be part of our transformative journey. Millions of Indians rely on credit, yet far too many face unfair treatment, discrimination, and humiliation within the banking and financial ecosystem. This can lead to devastating personal, social, and economic consequences, undermining their fundamental rights and dignity.
Whether you’re a concerned citizen, a legal expert, a student, corporate leader, a borrower, lawyer, volunteer, donor – Your voice matters and your support can make a difference. Here’s how you can get involved:
Raise Awareness
Support a Case
Contribute to Research
Partner with Us
Let’s ensure credit does not become a curse — and that justice is no longer a privilege, but a right for all borrowers.
Volunteer with Us
Join hands with a passionate community of lawyers, students, researchers, and citizens across India to fight for borrowers’ rights. As a volunteer, you can:
- Assist in legal aid and counselling for affected borrowers.
- Conduct research to expose systemic flaws in the financial sector.
- Raise awareness through campaigns, workshops, and community outreach.
- Support advocacy efforts to influence policy changes and reforms.
Your skills and passion can make a profound difference. Volunteer with Suryashakthi Foundation and become an integral part of our fight for financial justice. Work alongside our dedicated team to provide legal aid, conduct research, raise awareness, and support affected borrowers directly.
Who can volunteer? Anyone with a commitment to justice—students, legal professionals, activists, or everyday citizens. Your skills and passion can help us restore dignity and empower borrowers.
Donate to Our Cause
Your financial support fuels our mission to ight legal battles, spread awareness, and provide direct assistance to affected borrowers. Every contribution counts, whether big or small.
Why donate? Your donations are invaluable to us.
Every contribution, big or small, empowers us to continue our vital work. Your financial support enables us to:
- Fight legal battles: Represent affected borrowers in court, challenging unfair practices and setting legal precedents.
- Spread awareness: Educate borrowers about their rights and responsibilities, and advocate for systemic changes.
- Support affected borrowers: Provide crucial resources and guidance to individuals facing distress and discrimination.
Tax Benefits: Donations to Suryashakthi Foundation are tax-exempt under Section 80G of the Income Tax Act, making your contribution both impactful and rewarding.
Partner with Us
Are you a CSR head, law firm, academic institution, or community organization? Let’s collaborate to build a movement for financial justice. Our partnership opportunities include:
- Corporate Social Responsibility (CSR): Partner with us to fund initiatives that promote financial literacy, legal aid, and systemic reform.
- Law Firms: Work with us to provide pro bono legal services or advocate for policy changes that protect borrowers.
- Academic Institutions: Collaborate on research, internships, or awareness
- Community Organizations: Join forces to amplify our outreach and support borrowers at the grassroots level. Together, we can create a robust network to drive systemic change and empower millions.
We invite you to partner with Suryashakthi Foundation on initiatives that promote borrower protection, ethical lending practices, and financial literacy. Together, we can create sustainable change and empower communities.
Share Your Story
No one deserves shame for seeking credit. If you or someone you know has faced harassment, discrimination, or unfair treatment by banks, NBFCs, recovery agents, or credit bureaus, we want to hear your story.
- Why share? Your story can:
- Inspire others to stand up for their rights.
- Highlight systemic issues that need urgent reform.
- Help us build a case for stronger legal protections.
Remember that Your story has power. By sharing your experience with Suryashakthi Foundation, you not only help us understand the prevalent issues but also inspire others to come forward. We believe that no one should ever feel shame for seeking credit, and by amplifying your voice, we can collectively demand accountability and justice.
How to share? Submit your story confidentially through our website or reach out to us directly. Your voice matters, and together, we can break the stigma.
Our Commitment
Suryashakthi Foundation is committed to:
- Legal Advocacy: Fighting for borrowers’ rights in courts and regulatory bodies to ensure justice and accountability.
- Systemic Reform: Pushing for policies that eliminate predatory practices and promote transparency in the financial sector.a
- Social Change: Building a movement to destigmatize borrowing and foster respect for every individual’s financial journey.
- Empowerment: Equipping borrowers with the knowledge, resources, and support to navigate the financial system with confidence
Stay Informed. Stand With Us.
The fight for financial justice is a collective effort. By staying informed, volunteering, donating, partnering, or sharing your story, you become part of a movement that is transforming lives and reshaping India’s financial ecosystem. Together, we can protect borrowers’ rights, defend their dignity, and restore justice for all.
Our Commitment: Suryashakthi Foundation is committed to leading the legal, social, and systemic battle to defend credit borrowers.
We champion their legal and fundamental rights, ensuring they are treated with fairness, respect, and transparency.
Join Suryashakthi Foundation today. Let’s empower every credit borrower and build a future where financial freedom is a right, not a privilege.
About Us
SURYASHAKTHI FOUNDATION is an NGO, Registered Non-Profit Organization under Section 8 of the Companies Act, 2013, committed to social justice, financial inclusion, and restoring dignity to borrowers.Fighting for Justice, Transparency and Financial Inclusion for Millions of Credit Borrowers across India.
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